Planning a cruise vacation is exciting, but sometimes unexpected changes happen. Whether you need to cancel your trip or adjust your bookings, understanding the Princess Cruise refund policy can save you time and stress. Here, we’ll break down everything you need to know about refunds for fares, deposits, excursions, and insurance—so you can cruise with confidence.

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Princess Cruise Refund Policy Overview

Princess Cruises offers flexible refund options, but the specifics depend on factors like:

Cancellation PeriodRefund AmountDeposit StatusInsurance Impact
90+ days before sailingFull refund (except non-refundable deposits)Refundable deposits returnedNo impact on insurance
89-57 days before sailingDeposit forfeited, balance refundedNon-refundable deposits keptStandard coverage applies
56-29 days before sailing50% of total fare refundedAll deposits forfeitedCFAR coverage available
28 days or lessNo refund (unless insured)All deposits forfeitedFull claim possible with valid reason
After final paymentFCC may be offeredNon-refundableInsurance determines options
  • The type of booking (standard fare, deposit, excursion, etc.)
  • How far in advance you cancel
  • Whether you have travel protection

Refund Policy for Princess Cruise Fares

If you cancel your cruise, the refund amount depends on how close your cancellation is to the sailing date:

Cancellation TimelineRefund AmountPenalty
90+ days before sailing100% refundNone
89-57 days before sailingFull refund minus depositDeposit forfeited
56-29 days before sailing50% of total fare50% penalty
28-15 days before sailing25% of total fare75% penalty
14 days or lessNo refund100% penalty

Note: Some promotions or fares may have stricter cancellation rules, so always check your booking terms.

Princess Cruise Deposit Refund Policy

Most deposits are refundable if canceled outside the penalty period (typically 90+ days before sailing). However:

Standard Refundable DepositsNon-Refundable DepositsSpecial Cases
Typically $100-$400 per person
Fully refundable if cancelled before final payment date
Common on most regular fare categories
Often part of limited-time promotions
Immediately forfeited upon cancellation
May come with perks like onboard credit
Suite deposits often higher ($500+ per person)
World Cruises have unique deposit requirements

If you booked with a refundable deposit, you’ll get your money back if you cancel early enough.

Princess Cruise Excursion Refund Policy

Shore excursions can be canceled for a full refund under certain conditions:

Standard Excursion CancellationsSpecialty Experiences
5+ days pre-cruise: Full refund
Within 4 days: No refund (unless cancelled by Princess)
Medical emergencies: May qualify for exception with documentation
Private tours and cabanas often have stricter policies (sometimes 30-day cancellation)
Dining packages typically follow the 5-day rule
Spa services may require 24-48 hour notice

Smart Cruiser Tip: Book popular excursions early but mark your calendar to review and cancel unwanted ones before the penalty period.

Princess Cruise Insurance Refund Policy

If you purchased Princess Vacation Protection, you may be eligible for a refund under certain circumstances:

Insurance Premium RefundsCovered Reasons for CancellationCancel For Any Reason (CFAR) Coverage
Fully refundable if cancelled within 10-14 days of purchase (varies by state)
After review period, premiums are generally non-refundable
Illness/injury (with physician’s note)
Family emergencies
Job loss (specific conditions apply)
Military deployment
Must cancel at least 2 days before sailing
Provides 75-90% future cruise credit
Doesn’t include insurance premium in refund

Important: Insurance refunds depend on the policy terms, and premiums are usually non-refundable after a set period.

Princess Cruise Group Booking Refund Policy

Group travel (typically 8+ cabins) has unique considerations:

  • Deposit requirements often higher
  • Cancellation timelines may differ from individual bookings
  • Group space typically held until 6-9 months before sailing
  • Final payment usually due 90-120 days out

Group Leader Advice: Negotiate customized cancellation terms when possible, especially for large groups.

How to Request a Princess Cruise Refund?

Follow this process for smoothest refund experience:

  • Review Your Booking Details
  • Submit Cancellation
    • Online via Cruise Personalizer
    • Through travel agent (if applicable)
    • By phone with Princess directly
  • Document Everything
    • Get cancellation confirmation number
    • Save all email correspondence
    • Note representative names/dates
  • Track Your Refund
    • Credit card: Allow 7-14 business days
    • Checks: May take 4-6 weeks
    • FCCs: Typically issued within 14 days
  • Follow Up If Needed
    • Wait at least 15 business days before inquiring
    • Have booking number and cancellation details ready

Processing times vary, but refunds typically take 7-14 business days for credit card payments.

What If My Princess Cruise Refund Is Delayed?

While most refunds process within 7-14 days, delays can happen due to high demand or payment method differences.

  • Credit card refunds – Usually appear in 1-2 billing cycles.
  • Bank transfers – May take longer (up to 30 days).
  • Travel agent bookings – The refund may go through your agent first.

If your refund hasn’t arrived within the expected timeframe:

  1. Check your booking confirmation for accuracy.
  2. Contact Princess Cruises or your travel agent for updates.
  3. Monitor your bank/credit card statements before disputing charges.

Additional Considerations for Princess Cruise Refunds

Group Booking RefundsIf you’ve booked as part of a group, cancellation policies may differ. Group contracts often have unique terms, so check with your group coordinator or travel agent for specific refund conditions.
Future Cruise Credits (FCCs) vs. RefundsIn some cases, instead of a cash refund, Princess Cruises may offer Future Cruise Credits (FCCs). These credits can be applied toward a new booking and often come with extended validity.
FCCs are typically issued when:
Princess cancels or modifies a sailing.
You cancel with “Cancel for Any Reason” insurance.
There’s a significant itinerary change.
COVID-19 & Other Exceptional CircumstancesDuring unforeseen events (like pandemics or natural disasters), Princess Cruises may introduce temporary flexible policies, such as:
Enhanced refund options
Extended cancellation windows
Bonus FCCs for voluntary cancellations
Final Thoughts

Understanding the Princess Cruise refund policy ensures you can book your dream vacation with peace of mind. Whether you’re canceling a fare, modifying an excursion, or exploring insurance options, knowing the rules helps you maximize flexibility and minimize financial risk.

FAQs on Princess Cruise Refund Policy
What is the Princess Cruise refund policy for cancelled bookings?

The Princess Cruise refund policy follows a tiered system: Full refunds are available if cancelled 90+ days before sailing, with increasing penalties closer to departure (50% at 56-29 days, no refund within 28 days unless insured).

How does the refund policy for Princess Cruise deposits work?

Most deposits are refundable if cancelled before the final payment date (typically 90+ days out). However, non-refundable deposits (common with promotions) are forfeited upon cancellation.

What is the Princess Cruise line refund policy for excursions?

The Princess Cruise excursion refund policy allows full refunds if cancelled 5+ days pre-cruise. Within 4 days or after boarding, refunds are only given if Princess cancels the activity.

Can I get a refund under the Princess Cruise insurance refund policy?

Yes, with Princess Vacation Protection, you may qualify for refunds for covered reasons (illness, job loss) or a partial future cruise credit with “Cancel for Any Reason” (CFAR) coverage.

Are there fees under the Princess Cruise refund policy?

Yes, cancellation fees apply based on timing:
89–57 days: Lose deposit
56–29 days: 50% penalty
28 days or less: No refund (unless insured).

How long do refunds take under the Princess Cruise refund policy?

Refunds typically process in 7–14 business days for credit cards, but may take longer for bank transfers or mailed checks.

Does the Princess Cruise deposit refund policy apply to group bookings?

Group bookings may have unique terms. Deposits are often higher, and cancellation timelines may differ—check your group contract or consult your travel agent.

What if Princess cancels my cruise? Will I get a refund?

If Princess cancels, you’ll receive a full refund or the option for future cruise credit (FCC). This applies to fares, excursions, and prepaid packages.

How do I request a refund under the Princess Cruise refund policy?

Cancel online via your Cruise Personalizer account, call Princess directly (800-PRINCESS), or work with your travel agent. Always get a confirmation number.

Does the Princess Cruise insurance refund policy cover COVID-19?

Standard insurance may cover COVID-related cancellations if you test positive before sailing. For the latest terms, check Princess’ Cruise Health FAQs or your policy details.

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